How to Plan Banking Transactions Before October 2026 Holidays

To avoid inconvenience, customers should complete cash‑intensive tasks such as cheque deposits, demand draft issuance, and KYC updates before the scheduled bank holidays. Since digital services stay active, payments through Google Pay, PhonePe, Paytm, as well as IMPS, NEFT and RTGS transfers can be executed on any holiday. ATMs will continue dispensing cash, and where available, cash deposit machines can be used. Planning ahead also means checking the specific holiday calendar of the state or city where the branch is located, as some regions have extra off‑days that are not part of the national schedule.