New Delhi, Business Desk. How safe is your money in banks can be gauged from the fact that in 2019-20, there were 12,461 cases of frauds in the then 18 state-run banks, totaling Rs 1,48,427.65 crore. The Reserve Bank of India (RBI) has warned customers in view of the increasing number of frauds. The bank has tweeted that customers should not share personal information on their phone calls, emails, SMS and weblinks to anyone while using Internet banking.
RBI has said that if in doubt, check the customer support number on the official website of your bank. The RBI has tweeted saying that cyber fraud is done in jokes, so stay alert. The Reserve Bank has said that do not disclose your personal information, card information, bank account, Aadhaar, PAN. Through the tweet, the RBI has said that if you get a call from an unknown number or if someone asks you a bank account number or wants KYC information from you, then you immediately disconnect the phone.
It is noteworthy that out of the total 12,461 cases of fraud amounting to Rs 1,48,427.65 crore in the then 18 state-owned banks in 2019-20, SBI was the most fraudulent. Recently, an RTI activist obtained this information from the RBI. SBI was followed by 395 cases in Punjab National Bank and a fraud of Rs 15,354 crore. SBI alone accounts for 30 percent of the total fraud. Bank of Baroda is at number three.