SIP closures rise but net flows set record in FY 2025‑26

The Securities and Exchange Board of India reported a surge in the number of systematic investment plan (SIP) accounts that were closed during FY 2025-26. However, the increase in closures did not translate into a proportional jump in withdrawals.

Net SIP inflow reached two lakh crore rupees, the highest ever, while gross SIP contributions stood at 3.5 lakh crore rupees. Redemptions totaled about 1.5 lakh crore rupees, a 15% increase over FY 2024-25 but the slowest growth rate seen in three years.

Analysts say the data reflect a maturing retail investor segment that prefers to stay invested for the long term, even when market sentiment fluctuates. This commitment has been key to achieving a record net SIP figure despite the higher closure count.