The Economic Survey 2025-26 has spotlighted a retail investing revolution in India. Presented in Parliament, it reports 2.35 crore fresh demat accounts added by December 2025 in FY 2025-26, signaling heightened trust in capital markets amid global volatility.
Indian stock markets held firm against foreign investment swings. Supported by domestic fervor, impressive company results, tax relief, controlled inflation, and easy money policies, the Nifty gained 11.1 percent and Sensex 10.1 percent between April and December.
September 2025 marked a historic high with over 12 crore unique demat account holders, including 25 percent women. Mutual funds mirrored this growth, reaching 5.9 crore unique investors by year-end, with 3.5 crore hailing from smaller towns.
A profound shift is underway in savings patterns. Equity and mutual fund allocations in household financial savings escalated from 2 percent in 2011-12 to beyond 15 percent in 2024-25. SIPs have been the game-changer, with monthly collections exploding from less than ₹4,000 crore in 2016-17 to over ₹28,000 crore now.
IPOs surged 20 percent in number and 10 percent in value year-on-year. SME platforms listed 217 firms, mobilizing ₹9,600 crore. Corporate bonds grew steadily at 12 percent yearly, with FY 2024-25 seeing ₹9.9 lakh crore in fresh issuances against a ₹53.6 lakh crore outstanding pool.
This surge reflects a new era of financial inclusion, empowering millions of Indians to participate actively in wealth creation.
