Digital Credit Cards and End‑to‑End Lending Platform Transform Vendor Financing

To streamline access to formal finance, the government introduced UPI‑linked Rupay credit cards offering a limit of up to ₹30,000. So far, 27,077 cards have been sanctioned, enabling instant cash flow and encouraging digital payments. The scheme’s end‑to‑end digital lending platform now automates application, verification, approval and disbursement, cutting processing time dramatically. A vendor migration module also ensures seamless benefit continuity when sellers move between municipal jurisdictions.